Benefits Analysis

We take the time and effort to investigate and explain your benefits.
In this Section

Losing Social Security benefits is a common concern for people with disabilities who want to work. SVRI’s Work Incentive Benefits Specialists explain the effect that working will have on an individual’s benefits and dispel some of the myths about working while receiving benefits.

Work Incentive Benefits Analysis

The individual and work incentive benefits specialist meet to discuss the individual's current benefits, anticipated earnings, and specific questions from the individual. The work incentive benefits specialist can travel to the individuals' local area for meetings or conduct the intake over the phone if preferred.

The work incentive benefits specialist then verifies and analyzes benefits the individual receives such as Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid, FoodShare, Energy Assistance, Housing Assistance, and any others. The work incentive benefits specialist then writes a comprehensive individualized report.

This report includes:

  • Explanation of benefits currently receiving.
  • Relevant work incentives which ease return-to-work concerns.
  • Answers to the individual's specific questions.
  • Calculations and specific events that will occur in work scenario(s) being considered.
  • Comparison of the individual's current financial situation with earnings and benefits in anticipated work scenarios.

At the conclusion, the work incentive benefits specialist, individual, and anyone else invited by the individual such as family or Division of Vocational Rehabilitation (DVR) counselor meet to discuss the report and ensure that the information provided is understood. The work incentive benefits specialist is also available to answer questions in the year following the report. This can help diminish future concerns as they may arise when returning to work.

Work Incentive Plan (WIP)

A Work Incentive Plan or WIP is a way to enhance the Work Incentive Benefits Analysis. The WIP goes further into an investigation with the consumer if there are benefits issues to resolve. The WIP can also be used as a roadmap to maximize the use of work incentives in the return to work process.

Plan for Achieving Self Support (PASS)

A Plan for Achieving Self Support (PASS) is a way for a person to save money to purchase items or services needed to reach a vocational goal. In order to pursue this option, a specific vocational goal is needed with the intention to decrease dependence on Social Security benefits by the completion of the PASS. SVRI provides assistance with developing plans.

Benefit Offset National Demonstration (BOND)

SVRI is participating in the Benefit Offset National Demonstration (BOND) Project. This is an experimental program through the Social Security Administration (SSA). The program allows individuals to "Earn more. Keep more." 

More information can be found at:


The standard fee for a Work Incentive Benefit Analysis is $800. This fee can be paid by a number of agencies. The Division of Vocational Rehabilitation (DVR) and Managed Care Organizations (MCO) are the common funders of this service. 


SVRI's Work Incentive Benefits Specialists were trained by the Wisconsin Disability Benefits Network (WDBN) and regularly participate in the continuing education activities and training to keep their knowledge up-to-date. They are also required to be part of the Work Incentive Benefits Specialist Association (WIBSA), which promotes quality benefits analysis services in the state of Wisconsin. WIBSA members are required to participate in 12 hours of training related to benefits counseling, and have a report reviewed each year by a peer review committee.

More information on WIBSA can be found at

More information on Benefits Counseling in Wisconsin can be found at

More information on Benefits Counseling around the Nation can be found at

SVRI has been a leader in Work Incentive Benefits Counseling.  We have been providing this service for the last 11 years.  We received CARF accreditation in 2009.  SVRI was one of the first CARF accredited Benefits Counseling providers.  SVRI also played a role in the formation of the Work Incentive Benefits Specialist Association (WIBSA).  Our benefits specialists also play a role in the national group National Association of Disability Benefits Specialists (NADBS), a division of the National Rehabilitation Association.