MSS Lawton grant recipients and Multicultural scholarship recipients:

MSS Lawton grant recipients and Multicultural scholarship recipients are REQUIRED to complete a financial literacy component through as part of the grant and scholarship requirements. 


GradReady is a personal finance website to help students manage financial decisions related to college.  GradReady will teach real-world money skills to increase fiscal confidence.  This online financial literacy tool is free to UW-Stout students and is part of the Lawton grant and Multicultural scholarship financial literacy requirement.

Visit for more information!

Fall 2016 Lawton grant requirement:

GradReady contents are divided into sections as identified in the "GradReady Chart" image below.  Students will be notified by MSS staff at the beginning of each semester which section of the chart is required.  Students can email Kalvin Yang at for assistance.  

There are 2 parts to the Financial Literacy component.  MSS Lawton grant and Multicultural scholarship recipients are required to complete the assigned section in the "GradReady Chart" each semester which includes quizzes and financial tools through  Students must also complete the monthly "Budget" tool in once every semester.

Email Kalvin Yang at if you have any questions.

"GradReady Chart"

Click the image for a better view


Click here:
Fall 2016:  Complete "Semester 1" (GradReady 1A)

Instructions HERE


You MUST score an 80%, (8 out of 10) , or better on all quizzes in GradReady.  Any quizzes below 80% MUST be retaken.  (The Pre-Course Questionnaire 1, 2 & 3 are the only exceptions to the 80% rule).

"Budget Worksheet"

Complete the "Budget" tool in

Go to

Keep track of your spending for a month and record them onto your budget tool.  This worksheet will help you better understand where you're spending your money.  Once you understand where your money is going, it should help you differentiate your needs from your wants.  Ultimately, if your income is higher than your expenses, then you're in good shape!  However, if your income is lower than your expenses, then you may need to start thinking about your spending habits.  Be ready to talk about your budget worksheet at your one on one meeting.

Email Kalvin Yang at for any questions.